First Time Home Buyer Arizona 2026: Programs, Down Payment Help & What to Expect

Published on: 06/01/2026

First-time home buyer programs in Arizona include FHA (3.5% down), Fannie Mae HomeReady (3% down), and Home Plus down payment assistance. 2026 conforming limit: $832,750. Scottsdale: Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Conventional loans
FHA loans
VA loans
Jumbo loans
DSCR loans
Bank statement loans
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